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Making large purchases like a new high-end clock can be hard on your bank account and really stretch out your budget. That is why we now offer our customers the option of financing! With financing you can pay the price of the clock over time instead of paying for it all at once.
We offer 3 options for financing; Klarna, PayPal Credit, and Lay-Buy by PayPal
Simply select the Klarna option at checkout to begin the payment process. Once selected, you will be asked complete the credit application. Upon approval, you can complete the checkout right away. Once the checkout is complete we will begin the process of shipment and delivery of the clock. You can then login to your Klarna.com account or use their mobile app to check the progress of your payment plan and make payments!
You get options! Depending on the dollar amount of your order, you can choose between a monthly payment plan where you pay a set amount every month or you can choose the slice it plan where you slice the payment into 4 separate charges.
You get the clock right away! Instead of us waiting for you to pay off the payment plan before we ship the clock we can ship it the moment we receive your order!
Some plans are interest free! You can split the payment and pay at a later date without incurring any extra fees!
With Klarna you can checkout today, receive your clock within 15 business days, and pay for the clock over the next few years! The service Klarna offers is truly exceptional. If you have any questions about checking out with Klarna please send us an email or a message using the blue button below, we would be happy to help!
All you have to do is create a PayPal account, apply for the PayPal line of credit, and once you're approved you can checkout through the PayPal express method. When you complete your purchase using the new line of credit we will ship the clock out to you immediately while you pay the amount over time through PayPal!
Get no interest charged if the balance is paid in full within 6 months on every purchase of $99 or more*
No Credit Card Required! Easily access PayPal Credit right from your PayPal account
No annual fee for the line of credit
Get a credit decision in seconds, then use your PayPal Line Of Credit to shop here at Grandfather Time Clocks!
Many other benefits come with PayPal Credit, click the link below to learn more to discover all of the benefits and sign up!
Simply checkout using the Lay-Buy option when you get to the payments stage. Once you complete the form and set up the payment plan you will immediately begin the payment plan. Once you complete all monthly payments in the plan and the amount has been paid in full, we will then ship the clock out to you!
You get to choose the terms! you get your choice of down payment (10-50%) and how many monthly installments you want to pay (2-3 months).
No interest charges....ever!
No late fees ever either!
Settle the entire payment plan whenever you like! Just email us or send us a message using the blue button below.
The only cost associated with this payment method is a 1.9% admin fee, payable to Lay-Buys.
You will receive your goods only after the final payment has been made.
To revise the payment plan or pay in full, contact us by phone or email.
If a payment is missed, you will be notified by email up to 3 times. If payment is not paid, the order will be considered "canceled".
Canceled orders are subject to a 25% cancellation fee. (25% of order value)
You can monitor the progress of your payment plan by logging into your PayPal account - go to settings>> payments >> pre-approved payments
How to Setup your PayPal Account to make payments with LayBuy:
PayPal auto-cancels a profile if they cannot link the recurring payments to a card in the customer’s setup. In the case where no card is linked, they then have to unfortunately cancel the plan. These are the steps the customer needs to follow to rectify their setup, and link the correct card.
Steps to check you have the correct card linked:
Login to PayPal
Click ‘manage automatic payments’
Click ‘set available funding sources’
You will then see the credit card and/or bank card that’s linked to your account setup. You need to ensure the correct card is residing here, and select for the recurring payments to work. Then the customer can then try place order again – and this next time, the plan will not be auto-cancelled.